Osceola County
Home loans in Kissimmee.
First-time buyers, multigenerational homes and vacation rental investors near the parks.
Financing in Kissimmee, what to know.
Kissimmee offers some of the most attainable prices in the metro, which makes it a favorite for first-time buyers using FHA and down payment assistance. Families often need room for grandparents too, and I help structure income from several household members.
The area is also a hub for short-term rental investors, especially in resort communities zoned for vacation homes near Highway 192 and Championsgate. DSCR loans are the usual fit there.
Neighborhoods I close in often
- Buenaventura Lakes
- Poinciana
- Solara Resort
- Remington
- Harmony
- Storey Lake
Popular programs in Kissimmee.
FHA loan
3.5% down with a 580 score, higher debt-to-income flexibility and gift-friendly down payment rules.
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DSCR investor loan
Qualify with the property's rent instead of personal income. LLC vesting and short-term rentals allowed.
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USDA loan
100% financing in eligible suburban and rural areas, with income limits and low guarantee fees.
Learn more
“Marcus explained escrow on a napkin at a coffee shop and it finally clicked. We closed in 26 days with assistance we did not know existed.”
Kissimmee buyer questions.
Still wondering about something specific? Text or call and you will hear back from Marcus, usually within two hours.
Conventional second home loans do not allow full-time rental. For resort-zoned vacation homes, a DSCR investor loan is usually the cleaner path.
Several state and county programs may apply depending on income and price limits. I screen you for each one during pre-approval (sample programs).
A note from Marcus
Buying in Kissimmee? Let's talk.
No credit pull, no pressure. Bring your questions and leave with a clear plan and real numbers.